Home >> Income Tax >> You are Here

Last modified / updated Dec. 27, 2015

For the purpose of computing perquisite valuation

- For Overdraft Limit
- For Loans O/S as on 01.04.2015
- For Loans Availed / Adjusted During - Apr'15 to Mar'16

Home Loan Scheme | |
---|---|

Borrowers' category | Home Loan interest rate, irrespective of loan limit |

Women | 10 bps above the Base Rate i.e 10.10% p.a. |

Others | 15 bps above the Base Rate i.e. 10.15% p.a. |

SBI Car Loan Scheme | |

Borrowers' category | Irrespective of loan limit |

for Women | 0.40% above base rate, i.e. 10.40% p.a., for all tenure |

for Men | 0.45% above Base Rate, i.e. 10.45% p.a., for all tenure |

Used Car Loans | |

Up to 3 years | 7.25% above Base Rate i.e. 17.25% p.a. |

Above 3 yrs | 7.50% above Base Rate i.e. 17.50% p.a. |

Certified Pre-owned Car Loan scheme | |

Up to 3 years | 6.00% above Base Rate i.e. 16.00% p.a. |

Above 3 yrs | 6.50% above Base Rate i.e. 16.50% p.a. |

Two- Wheeler Loan | |

Up to 3 years | 8.25% above Base Rate i.e. 18.25% p.a. |

SBI Student Loan Scheme | |

For loans upto Rs.4 lacs | 3.50% above Base Rate, currently 13.50% p.a.
* for Girl Student 0.50% concession in interest rate |

Above Rs.4 lacs and upto Rs.7.50 lacs | 3.75% above Base Rate, currently 13.75% p.a.
* for Girl Student 0.50% concession in interest rate |

Above Rs.7.50 lacs | 1.75% above Base Rate, currently 11.75% p.a.
* for Girl Student 0.50% concession in interest rate |

Xpress Credit | |

Full Check-off | 300 bps - 350 bps above Base Rate i.e., 13.00 % p.a. - 13.50% p.a. |

Partial Check-off | 400 bps - 450 bps above Base Rate i.e., 14.00 % p.a. - 14.50% p.a. |

No check off | 500 bps - 550 bps above Base Rate i.e., 15.00 % p.a. - 15.50% p.a. |

Loan against Gold Ornaments | |

2.50% above Base Rate Floating, currently 12.50% p.a. | |

Loan against NSCs/ KVPs/ RBI Relief Bonds/ Surrender value of SBI Life/ LIC/ SBI Magnum etc. | |

4.50% above base Rate i.e., 14.50%. |

Most Visited Webpages

1. Future Exp. Estimate Calculator

2. How to Reset Income Tax Password

3. Income Tax Calculator

4. DA / Expected DA Banker's For Pensioner

5. PPF Calculator (as per revised Intt Rate)

1. Future Exp. Estimate Calculator

2. How to Reset Income Tax Password

3. Income Tax Calculator

4. DA / Expected DA Banker's For Pensioner

5. PPF Calculator (as per revised Intt Rate)