| A | B | C | D | E | F | G | H | I | J | K | L | M |
| N | O | P | Q | R | S | T | U | V | W | X | Y | Z |
| S. No. | Abbreviation | Stands For |
|---|---|---|
| A | ||
| 1 | AACS | As Applicable to Cooperative Societies |
| 2 | ABS | Asset Backed Securities |
| 3 | ACH | Automatic Clearing House |
| 4 | ACU | Asian Clearing Union |
| 5 | AD | Authorised Dealer |
| 6 | ADR | Asset Development Reserve |
| 7 | AEBC | American Express Banking Corporation |
| 8 | AEBL | American Express Bank Limited |
| 9 | AFC | Asset Finance Companies |
| 10 | AFI | Annual Financial Inspection |
| 11 | AFS | Available For Sale |
| 12 | AICCCA | Association of Independent Consumer Credit Counselling Agencies |
| 13 | AIFIs | All India Financial Institutions |
| 14 | AIFI | All-India Financial Institution |
| 15 | ALD | Aggregate Liability to Depositors |
| 16 | ALM | Asset Liability Management |
| 17 | AMA | Advanced Measurement Approach |
| 18 | AMC | Asset Management Company |
| 19 | AML | Anti Money Laundering |
| 20 | ANBC | Adjusted Net Bank Credit |
| 21 | APG | Asia Pacific Group |
| 22 | APRACA | Asia Pacific Regional Agricultural Credit Association |
| 23 | APRs | Annual Performance Reports |
| 24 | ARC | Asset Reconstruction Company |
| 25 | ARCIL | Asset Reconstruction Company (India) Ltd. |
| 26 | AS | Accounting Standard |
| 27 | ASEAN | Association of South East Asian Nations |
| 28 | ASIC | Australian Securities & Investment Commission |
| 29 | ASSOCHAM | The Associated Chambers of Commerce and Industry of India |
| 30 | ATM | Automated Teller Machine |
| B | ||
| TOP | ||
| 31 | BC | Business Correspondent |
| 32 | BCBS | Basel Committee on Banking Supervision |
| 33 | BCP | Business Continuity Planning Process |
| 34 | BCP | Basel Core Principles |
| 35 | BCSBI | Banking Codes and Standards Board of India |
| 36 | BF | Business Facilitator |
| 37 | BFS | Board for Financial Supervision |
| 38 | BIA | Basic Indicator Approach |
| 39 | BIFR | Board for Industrial and Financial Reconstruction |
| 40 | BIS | Bank for International Settlements |
| 41 | BLA | Bond Ledger Account |
| 42 | BO | Banking Ombudsman |
| 43 | BoP | Balance of Payments |
| 44 | BOS | Banking Ombudsman Scheme |
| 45 | BPLR | Benchmark Prime Lending Rate |
| 46 | BPO | Business Process Outsourcing |
| 47 | BPSS | Board for Regulation and Supervision of Payment and Settlement Systems |
| 48 | BRBNMPL | Bharatiya Reserve Bank Note Mudran Private Limited |
| 49 | BSE | Bombay Stock Exchange |
| 50 | BSC | Balanced Scorecard |
| 51 | BSR | Basic Statistical Return |
| 52 | BWA | Broadband Wireless Access |
| C | ||
| TOP | ||
| 53 | CA | Concurrent Audit |
| 54 | CAB | College of Agricultural Banking |
| 55 | CAFL | Centre for Advanced Financial Learning |
| 56 | CALCS | Capital Adequacy, Asset Quality, Liquidity, Compliance and System |
| 57 | CAMELS | Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control |
| 58 | CAR | Capacity Assessment Rating |
| 59 | CAS | Central Account Section |
| 60 | CAS | Common Accounting System |
| 61 | CASA | Current & Saving Accounts |
| 62 | CBLO | Colaterised Borrowing and Lending Obligation |
| 63 | CBS | Core Banking Solution |
| 64 | CBS | Corporate Bond Spreads |
| 65 | CCCS | Consumer Credit Counselling Service |
| 66 | CCDM | Credit Counselling and Debt Management |
| 67 | CCF | Credit Conversion Factors |
| 68 | CCIL | Clearing Corporation of India Ltd. |
| 69 | CCP | Central Counter Party |
| 70 | CCP | Cheque Clearing Policy |
| 71 | CCR | Counterfeit Currency Report |
| 72 | CCs | Currency Chests |
| 73 | CCTV | Closed Circuit Television |
| 74 | CDs | Certificates of Deposit |
| 75 | CD | Certificate of Deposit |
| 76 | CDBS | Currency Disintegration and Briquetting System |
| 77 | CDBS | Committee of Direction on Banking Statistics |
| 78 | CDBMS | Central Data-base Management System |
| 79 | CDF | Cooperative Development Fund |
| 80 | CDO | Collateral Debt Obligations |
| 81 | CDR | Corporate Debt Restructuring |
| 82 | CDRM | Corporate Debt Restructuring Mechanism |
| 83 | CDS | Credit Default Swaps |
| 84 | CEM | Current Exposure Method |
| 85 | CEO | Chief Executive Officer |
| 86 | CEOBSE | Credit Equivalent Amount Off-Balance Sheet Exposure |
| 87 | CFC | Customer Facilitation Centre |
| 88 | CFCAC | Committee on Fuller Capital Account Convertibility |
| 89 | CFMS | Centralised Funds Management System |
| 90 | CFS | Consolidated Financial Statements |
| 91 | CFSA | Committee on Financial Sector Assessment |
| 92 | CFSP | Committee on Financial Sector Plan |
| 93 | CFSR | Committee on Financial Sector Reforms |
| 94 | CFT | Combating Financing of Terrorism |
| 95 | CGF | Credit Guarantee Fund |
| 96 | CGFS | Committee on Global Financial System |
| 97 | CGRA | Currency and Gold Revaluation Account |
| 98 | CGTMSE | Credit Guarantee Trust and Micro and Small Enterprises |
| 99 | CGTSI | Credit Guarantee Trust for Small Industries |
| 100 | CIBIL | Credit Information Bureau of India Limited |
| 101 | CIC | Credit Information Company |
| 102 | CII | Confederation of Indian Industry |
| 103 | CIT | Cash-in-Transit |
| 104 | CLCC | Central Labour Co-ordination Committee |
| 105 | CLCSS | Credit Linked Capital Subsidy Scheme |
| 106 | CLF | Collateralised Lending Facility |
| 107 | CMA | Credit Monitoring Arrangements |
| 108 | CMBs | Cash Management Bills |
| 109 | CMP | Conflict Management Policy |
| 110 | CNP | Card not Present |
| 111 | COBIT | Control Objectives for Information and related Technology |
| 112 | CoR | Certificate of Registration |
| 113 | COSMOS | Computerised Offsite Monitoring System |
| 114 | CP | Commercial Paper |
| 115 | CPADS | Centralised Public Accounts Department System |
| 116 | CPC | Cash Processing Centre |
| 117 | CPCs | Cheque Processing Centres |
| 118 | CPD | Collateralised debt obligation |
| 119 | CPE | Customer Premises Equipment |
| 120 | CPGRAMS | Public Grievances Redress and Monitoring System |
| 121 | CPI | Consumer Price Index |
| 122 | CPIO | Chief Public Information Officer |
| 123 | CPOS | Central Point of Supervision |
| 124 | CPPAPS | Committee on Procedures and Performance Audit on Public Services |
| 125 | CPSS | Committee on Payment and Settlement Systems |
| 126 | CR | Contingency Reserve |
| 127 | CRAR | Capital to Risk-Weighted Assets Ratio |
| 128 | CRCS | Central Registrar of Cooperative Societies |
| 129 | CRE | Commercial Real Estate Exposure |
| 130 | CRISIL | Credit Rating Information Services of India Limited |
| 131 | CRM | Customer Relationship Management |
| 132 | CRR | Cash Reserve Ratio |
| 133 | CSA | Cooperative Societies Act |
| 134 | CSC | Common Service Centres |
| 135 | CSD | Customer Service Department |
| 136 | CSAA | Control Self Assessment Audit |
| 137 | CSF | Consolidated Sinking Fund |
| 138 | CSGL | Constituent Subsidiary General Ledger |
| 139 | CSO | Central Statistical Organisation |
| 140 | CSR | Corporate Social Responsibilsity |
| 141 | CTR | Cash Transaction Report |
| 142 | CTS | Cheque Truncation System |
| 143 | CTS | Complaint Tracking Software |
| 144 | CVC | Central Vigilance Commission |
| 145 | CVPS | Currency Verification and Processing System |
| D | ||
| TOP | ||
| 146 | D&B | Dun & Bradstreet Information Services India (P) Ltd. |
| 147 | DAD | Deposit Accounts Department |
| 148 | DAPM | Department of Administration and Personnel Management |
| 149 | DAPs | Development Action Plans |
| 150 | DARPG | Department of Administrative Reforms and Public Grievances |
| 151 | DBIE | Database on Indian Economy |
| 152 | DBOD | Department of Banking Operations and Development |
| 153 | DBS | Department of Banking Supervision |
| 154 | DCC | District Consultative Committee |
| 155 | DCC | District Coordination Committee |
| 156 | DCCB | District Central Cooperative Bank |
| 157 | DCM | Department of Currency Management |
| 158 | DCRR | Department for Cooperative Revival and Reforms |
| 159 | DEAP | Department of Economic Analysis and Policy |
| 160 | DEBC | Department of Expenditure and Budgetary Control |
| 161 | DEIO | Department of External Investments and Operations |
| 162 | DER | Debt Equity Ratio |
| 163 | DFI | Development Finance Institution |
| 164 | DGBA | Department of Government and Bank Accounts |
| 165 | DICGC | Deposit Insurance and Credit Guarantee Corporation |
| 166 | DIT | Department of Information Technology |
| 167 | DLIC | District Level Implementation Committee |
| 168 | DLIC | District Level Implementation and Monitoring Committee |
| 169 | DMA | Direct Marketing Agent |
| 170 | DMIS | Document Management Information System |
| 171 | DNBS | Department of Non-Banking Supervision |
| 172 | DNSS | Deferred Net Settlement Systems |
| 173 | DOC | Department of Communication |
| 174 | DoT | Department of Telecommunications |
| 175 | DPSS | Department of Payment and Settlement Systems |
| 176 | DR | Disaster Recovery |
| 177 | DRI | Differential Rate of Interest |
| 178 | DRG | Development Research Group |
| 179 | DRIP | District Rural Industries Project |
| 180 | DRT | Debt Recovery Tribunal |
| 181 | DSA | Direct Sales Agent |
| 182 | DSIM | Department of Statistics and Information Management |
| 183 | DTA | Deferred Tax Asset |
| 184 | DTC | Direct Tax Code |
| 185 | DTL | Demand and Time Liability |
| 186 | DTL | Differed Tax Liability |
| 187 | DvP | Delivery versus Payment |
| E | ||
| TOP | ||
| 188 | EaR | Earnings at Risk |
| 189 | EBR | Export Bills Rediscounted |
| 190 | EBT | Electronic Benefit Transfer |
| 191 | ECB | External Commercial Borrowing |
| 192 | ECGC | Export Credit Guarantee Corporation |
| 193 | ECM | Economic Capital Model |
| 194 | ECR | Export Credit Refinance |
| 195 | ECS | Electronic Clearing Services |
| 196 | EEA | Exchange Equalisation Account |
| 197 | EEFC | Exchange Earners' Foreign Currency |
| 198 | EFT | Electronic Fund Transfer |
| 199 | EKP | Enterprise Knowledge Portal |
| 200 | EME | Emerging Market Economy |
| 201 | EMEs | Emerging Market Economies |
| 202 | EMS | Estate Management System |
| 203 | EoI | Expression on Interest |
| 204 | EPCG | Export Promotion Capital Goods |
| 205 | ESOP | Employee Stock Option Plans |
| 206 | ESRB | European Systemic Risk Board |
| 207 | ETF | Empowered Task Force |
| 208 | EWS | Early Warning System |
| 209 | EXIM Bank | Export Import Bank of India |
| F | ||
| TOP | ||
| 210 | FATF | Financial Action Task Force |
| 211 | FAQs | Frequently Asked Questions |
| 212 | FBT | Fringe Benefit Tax |
| 213 | FCs | Financial Conglomerates |
| 214 | FC | Financial Conglomerates |
| 215 | FCA | Foreign Currency Asset |
| 216 | FCAC | Fuller Capital Account Convertibility |
| 217 | FCCB | Foreign Currency Convertible Bond |
| 218 | FCL | Flexible Credit Line |
| 219 | FCNR | Foreign Currency Non-Resident |
| 220 | FCNR (B) | Foreign Currency Non-Resident (Banks) |
| 221 | FCI | Food Corporation of India |
| 222 | FDI | Foreign Direct Investment |
| 223 | FDIC | Federal Deposit Insurance Corporation |
| 224 | FEDAI | Foreign Exchange Dealers' Association of India |
| 225 | FEMA | Foreign Exchange Management Act |
| 226 | FFI | Foreign Financial Institution |
| 227 | FFMC | Full Fledge Money Changer |
| 228 | FI | Financial Institution |
| 229 | FICCI | Federation of Indian Chambers of Commerce and Industry |
| 230 | FIEO | Federation of Indian Export Organisations |
| 231 | FIF | Financial Inclusion Fund |
| 232 | FII | Foreign Institutional Investor |
| 233 | FIMMDA | Fixed Income Money Market and Derivatives Association of India |
| 234 | FINO | Financial Information Network and Operations |
| 235 | FIP | Financial Inclusion Plan |
| 236 | FIPB | Foreign Investment Promotion Board |
| 237 | FIR | First Information Report |
| 238 | FIRC | First International Research Conference |
| 239 | FITF | Financial Inclusion Technology Fund |
| 240 | FITL | Funded Interest Term Loan |
| 241 | FIU-IND | Financial Intelligence Unit - India |
| 242 | FLCCs | Financial Literacy and Credit Counseling Centres |
| 243 | FLCC | Financial Literacy and Credit Counselling Centres |
| 244 | FMC | Financial Markets Committee |
| 245 | FMD | Financial Markets Department |
| 246 | FMS | Focus Market Scheme |
| 247 | FPS | Focus Product Scheme |
| 248 | FRA | Forward Rate Agreement |
| 249 | FRAs | Forward Rate Agreements |
| 250 | FRB | Floating Rate Bond |
| 251 | FRBs | Floating Rate Bonds |
| 252 | FRBM | Fiscal Responsibility and Budget Management |
| 253 | FRLs | Fiscal Responsibility Laws |
| 254 | FRMS | Fraud Reporting and Monitoring System |
| 255 | FSA | Financial Service Authority |
| 256 | FSAP | Financial Sector Assessment Programme |
| 257 | FSB | Financial Stability Board |
| 258 | FSDC | Financial Stability Development Council |
| 259 | FSF | Financial Stability Forum |
| 260 | FSI | Financial Soundness Indicator |
| 261 | FSR | Financial Stability Report |
| 262 | FSS | Farmers' Service Societies |
| 263 | FST | Financial Sector Technology |
| 264 | FSU | Financial Stability Unit |
| 265 | FVA | Fair Value Accounting |
| G | ||
| TOP | ||
| 266 | G 20 | Group of Twenty |
| 267 | GAAP | Generally Acceptable Accounting principles |
| 268 | GB | Gramin Bank |
| 269 | GCC | General Credit Card |
| 270 | GCCs | General-purpose Credit Cards |
| 271 | GCS | Gold Card Scheme |
| 272 | GDCF | Gross Domestic Capital Formation |
| 273 | GDP | Gross Domestic Product |
| 274 | GDR | Global Depository Receipt |
| 275 | GFCF | Gross Fixed Capital Formation |
| H | ||
| TOP | ||
| 276 | HAPAs | High Access Precautionary Access |
| 277 | HFC | Housing Finance Companies |
| 278 | HFT | Held for Trading |
| 279 | HLC | High Level Committee |
| 280 | HP | Hodrick Prescott |
| 281 | HRDD | Human Resources Development Department |
| 282 | HRMS | Human Resources Management System |
| 283 | HTM | Held to Maturity |
| 284 | HVC | High Value Clearing |
| I | ||
| TOP | ||
| 285 | IADI | International Association of Deposit Insurers |
| 286 | IAIS | International Association of Insurance Supervisors |
| 287 | IAS | Integrated Accounting System |
| 288 | IASB | International Accounting Standard Board |
| 289 | IASs | Indian Accounting Standards |
| 290 | IBA | Indian Banks Association |
| 291 | IBPC | Inter-Bank Participation Certificates |
| 292 | IBS | International Banking Statistics |
| 293 | ICAAP | Internal Capital Adequacy Assessment Process |
| 294 | ICAI | Institute of Chartered Accountants of India |
| 295 | I-CAT | Institutional Capacity Assessment Tool |
| 296 | ICCL | Indian Clearing Corporation Limited |
| 297 | ICCOMS | Integrated Computerised Currency Operations and Management Systems |
| 298 | ICD | Inter Corporate Deposits |
| 299 | ICOR | Incremental Capital Output Ratio |
| 300 | ICT | Information and Communication Technology |
| 301 | IDBI | Industrial Development Bank of India |
| 302 | IDFC | Infrastructure Development Finance Company |
| 303 | IDL | Intra-Day Liquidity |
| 304 | IDMD | Internal Debt Management Department |
| 305 | IDR | Indian Depository Receipt |
| 306 | IDRBT | Institute for Development and Research in Banking Technology |
| 307 | IES | Integrated Establishment System |
| 308 | IFCI | Industrial Finance Corporation of India Ltd. |
| 309 | IFCs | Infrastructure Finance Companies |
| 310 | IFSC | Indian Financial System Code |
| 311 | IFR | Investment Fluctuation Reserve |
| 312 | IFRSs | International Financial Reporting Standards |
| 313 | IGIDR | Indira Gandhi Institute of Development Research |
| 314 | IIBI | Industrial Investment Bank of India |
| 315 | IIBM | Indian Institute of Bank Management |
| 316 | IIFCL | India Infrastructure Finance Company Limited |
| 317 | IIP | Index of Industrial Production |
| 318 | ILO | International Labour Organisation |
| 319 | IMA | Internal Models Approach |
| 320 | IMD | India Millennium Deposit |
| 321 | IMF | International Monetary Fund |
| 322 | IMGC | Indian Mortgage Guarantee Company |
| 323 | INFINET | Indian Financial Network |
| 324 | IOs | Inspecting Officers |
| 325 | IOSCO | International Organisation of Securities Commissions |
| 326 | IPA | Issuing and Payment Agent |
| 327 | IPC | Irrevocable Payment Commitments |
| 328 | IPDI | Innovative Perpetual Debt Instrument |
| 329 | IPO | Initial Public Offering |
| 330 | IRA | Investment Revaluation Account |
| 331 | IRAC | Income Recognition and Asset Classification |
| 332 | IRB | Internal-Ratings Based |
| 333 | IRDA | Insurance Regulatory and Development Authority |
| 334 | IRDP | Integrated Rural Development Programme |
| 335 | IRF | Interest Rate Future |
| 336 | IRS | Interest Rate Swaps |
| 337 | IS | Information Systems |
| 338 | ISO | International Organisation for Standardisation |
| 339 | IT | Information Technology |
| 340 | ITES | Intra-Group Transactions and Exposures |
| 341 | ITGGSM | Internal Technical Group on Government Securities Market |
| 342 | ITGI | IT Governance Institute |
| 343 | ITIL | Information Technology Infrastructure Library |
| 344 | IVRS | Interactive Voice Response System |
| 345 | IWG | Internal Working Group |
| J | ||
| TOP | ||
| 346 | JLG | Joint Liability Group |
| 347 | JPC | Joint Parliamentary Committee |
| K | ||
| TOP | ||
| 348 | KCC | Kisan Credit Card |
| 349 | KCCs | Kisan Credit Cards |
| 350 | KLEMS | Capital, Labour, Energy, Material and Services |
| 351 | KVIB | Khadi and Village Industries Board |
| 352 | KVIC | Khadi and Village Industries Commission |
| 353 | KYC | Know Your Customer |
| L | ||
| TOP | ||
| 354 | LAB | Local Area Bank |
| 355 | LAF | Liquidity Adjustment Facility |
| 356 | LAMPS | Large Adivasi Multi-purpose Co-operative Societies |
| 357 | LAN | Local Area Network |
| 358 | LIBOR | London Inter-Bank Offered Rate |
| 359 | LIC | Life Insurance Corporation of India |
| 360 | LME | London Metal Exchange |
| 361 | LOBOM | Lower of Book Value or Market Price |
| 362 | LoC | Letter of Comfort |
| 363 | LOLR | Lender of Last Resort |
| 364 | LPA | Long Period Average |
| 365 | LTCCS | Long-Term Cooperative Credit Structure |
| 366 | LTO | Long Term Operations |
| 367 | LTV | Loan-to-Value |
| M | ||
| TOP | ||
| 368 | M3 | Broad Money |
| 369 | MAP | Monitorable Action Plan |
| 370 | MASI | Management Audit and Systems Inspection |
| 371 | MBC | Mutual Benefit Company |
| 372 | MDB | Multilateral Development Bank |
| 373 | MEDP | Micro Enterprise Development Programme |
| 374 | MFDEF | Micro Finance Development and Equity Fund |
| 375 | MFI | Micro Finance Institution |
| 376 | MFIs | Micro-Finance Institutions |
| 377 | MFs | Mutual Funds |
| 378 | MGCS | Mortgage Guarantee Companies |
| 379 | MGNREGA | Mahatma Gandhi National Rural Employment Guarantee Act |
| 380 | MIBOR | Mumbai Inter-Bank Offer Rate |
| 381 | MICR | Magnetic Ink Character Recognition |
| 382 | MIS | Management Information System |
| 383 | MJT | Mobile Job Trainer |
| 384 | MLFPS | Market Linked Focus Product Scheme |
| 385 | MLRO | Money Laundering Reporting Office |
| 386 | MMA | Macro Management of Agricultural Scheme |
| 387 | MMBCS | Magnetic Media Based Clearing System |
| 388 | MMS | Mail Messaging Solution |
| 389 | MMS | Multi-Modal Settlement |
| 390 | MNBC | Miscellaneous Non-Banking Companies |
| 391 | MNSB | Multilateral Net Settlement Batch |
| 392 | MoU | Memorandum of Understanding |
| 393 | MPLS | Multi-Protocol Layer Switching |
| 394 | MSE | Micro & Small Enterprises |
| 395 | MSEs | Micro and Small Enterprises |
| 396 | MSS | Market Stabilisation Scheme |
| 397 | MSMEs | Micro, Small and Medium Enterprises |
| 398 | MSME | Micro, Small and Medium Enterprises |
| 399 | MSOE | Minimum Standard for Operational Efficiency |
| 400 | MSS | Market Stabilisation Scheme |
| 401 | MTFPS | Medium Term Fiscal Policy Statement |
| 402 | MTM | Mark-to-Market |
| N | ||
| TOP | ||
| 403 | NABARD | National Bank for Agriculture and Rural Development |
| 404 | NAV | Net Asset Value |
| 405 | NBC | Net Bank Credit |
| 406 | NBFCs | Non-Banking Financial Companies |
| 407 | NBFC | Non-Banking Financial Company |
| 408 | NBFC-ND | Non-Deposit taking Non-Banking Financial Company |
| 409 | NBFC- ND-SI | Systemically Important Non-Deposit taking Non-Banking Financial Company |
| 410 | NBFI | Non-Banking Financial Institutions |
| 411 | NBV | Net Book Value |
| 412 | NCAF | New Capital Adequacy Framework |
| 413 | NCDs | Non-Convertible Debentures |
| 414 | NCEUS | National Commission for Enterprises in Unorganised Sector |
| 415 | NCPA | National Centre for Performing Arts |
| 416 | NCR | National Capital Region |
| 417 | NDC | No Due Certificate |
| 418 | NDS | Negotiated Dealing System |
| 419 | NDS-OM | NDS Order Matching |
| 420 | NDTL | Net Demand and Time Liabilities |
| 421 | NECS | National Electronic Clearing Service |
| 422 | NEDFi | North Eastern Development Finance Corporation |
| 423 | NEFIS | Nationwide Electronic Financial Inclusion System |
| 424 | NEFT | National Electronic Funds Transfer |
| 425 | NFA | New Financial Architecture |
| 426 | NFCC | National Foundation for Credit Counselling |
| 427 | NFGBC | Non-food Gross Bank Credit |
| 428 | NFR | Non-Financial Reporting |
| 429 | NFS | National Financial Switch |
| 430 | NFSM | National Food Security Mission |
| 431 | NGO | Non-Government Organisation |
| 432 | NHB | National Housing Bank |
| 433 | NHC | National Housing Credit |
| 434 | NIA | New India Assurance Company Limited |
| 435 | NIBM | National Institute of Bank Management |
| 436 | NIC | National Industrial Credit |
| 437 | NIC | National Informatic Centre |
| 438 | NIMC | National Implementation Monitoring Committee |
| 439 | NKA | Net Capital Account |
| 440 | NOC | No Objection Certificate |
| 441 | NOF | Net Owned Fund |
| 442 | NPA | Note Purchase Agreement |
| 443 | NPA | Non Performing Asset |
| 444 | NPCI | National Payments Corporation of India |
| 445 | NPFA | Non-Performing Financial Assets |
| 446 | NPL | Non-Performing Loan |
| 447 | NRE | Non-Resident External |
| 448 | NR(E)RA | Non-resident (External) Rupee Account |
| 449 | NREGA | National Rural Employment Guarantee Act |
| 450 | NRI | Non- Resident Indian |
| 451 | NSCCL | National Securities Clearing Corporation Limited |
| 452 | NSE | National Stock Exchange |
| 453 | NSM | Note Sorting Machines |
| 454 | NSSF | National Social Security Fund |
| O | ||
| TOP | ||
| 455 | OBE | Off Balancesheet Exposure |
| 456 | OBS | Off-balance Sheet |
| 457 | OBU | Off-Shore Banking Units |
| 458 | ODI | Overseas Direct Investment |
| 459 | OECD | Organisation for Economic Co-operation and Development |
| 460 | OIS | Overnight Index Swap |
| 461 | OLRR | On-line Reject Repair |
| 462 | OLTAS | On-line Tax Accounting System |
| 463 | OMO | Open Market Operation |
| 464 | OPEC | Organisation of the Petroleum Exporting Countries |
| 465 | ORFS | Online Returns Filing System |
| 466 | OSMOS | Offsite Monitoring System |
| 467 | OSS | Offsite Surveillance System |
| 468 | OTC | Over the Counter |
| 469 | OTS | One Time Settlement |
| P | ||
| TOP | ||
| 470 | PACS | Primary Agricultural Credit Societies |
| 471 | PAD | Public Accounts Department |
| 472 | PAIS | Personal Accident Insurance Scheme |
| 473 | PBR | Principles-based Regulation |
| 474 | PCARDB | Primary Cooperative Agriculture and Rural Development Bank |
| 475 | PCO | Public Call Office |
| 476 | PCPS | Perpetual Cumulative Preference Shares |
| 477 | PCR | Provisioning Coverage Ratio |
| 478 | PCR | Public Credit Registry |
| 479 | PD | Primary Dealer |
| 480 | PDI | Perpetual Debt Instruments |
| 481 | PDO | Public Debt Office |
| 482 | PDS | Public Distribution System |
| 483 | PDAI | Primary Dealers Association of India |
| 484 | PFM | Pension Fund Management |
| 485 | PFRDA | Pension Fund Regulatory and Development Authority |
| 486 | PIMC | Project Implementation Monitoring Committee |
| 487 | PIO | Principal Inspection Officer |
| 488 | PKI | Public Key Infrastructure |
| 489 | PLR | Prime Lending Rate |
| 490 | PMEGP | Prime Minister's Employment Generation Programme |
| 491 | PMLA | Prevention of Money Laundering Act |
| 492 | PMRY | Prime Minister Rojgar Yojna |
| 493 | PNCPS | Perpetual Non-cumulative Preference Shares |
| 494 | POS | Points of Sale |
| 495 | PPID | Pilot Project for Integrated Development |
| 496 | PPP | Purchasing Power Parity |
| 497 | PRGT | Poverty Reduction and Growth Trust |
| 498 | PSB | Public Sector Bank |
| 499 | PSE | Public Sector Enterprise |
| 500 | PSLC | Priority Sector Lending Certificates |
| 501 | PSS | Payment and Settlement System |
| 502 | PV | Present Value |
| Q | ||
| TOP | ||
| 503 | QIS | Quantitative Impact Assessment |
| R | ||
| TOP | ||
| 503 | RBA | Reserve Bank of Australia |
| 504 | RBIA | Risk Based Internal Audit |
| 505 | RBS | Risk-Based Supervision |
| 506 | RBSC | Reserve Bank Staff College |
| 507 | RCPS | Redeemable Cumulative Preference Shares |
| 508 | RCS | Registrar of Cooperative Societies |
| 509 | RD | Revenue Deficit |
| 510 | RDA | Rupee Drawing Arrangement |
| 511 | RECS | Regional Electronic Clearing Service |
| 512 | REGP | Rural Employment Generation Programme |
| 513 | RFA | Revolving Fund Assistance |
| 514 | RIDF | Rural Infrastructure Development Fund |
| 515 | RKVY | Rashtriya Krishi Vikas Yojana |
| 516 | RMA | Royal Monetary Authority |
| 517 | RMD | Resource Management Discussion |
| 518 | RML | Reverse Mortgage Loan |
| 519 | RNBC | Residuary Non-Banking Company |
| 520 | RNCPS | Redeemable Non-Cumulative Preference Shares |
| 521 | RoA | Return on Assets |
| 522 | ROC | Registrar of Companies |
| 523 | RoE | Return on Equity |
| 524 | RRB | Regional Rural Bank |
| 525 | RTGS | Real Time Gross Settlement |
| 526 | RTP | Reserve Tranche Position |
| S | ||
| TOP | ||
| 527 | SAA | Service Area Approach |
| 528 | SAARC | South Asian Association for Regional Cooperation |
| 529 | SACP | Special Agricultural Credit Plan |
| 530 | SACRED | Scheme for Agricultural Credit Development |
| 531 | SAO | Seasonal Agricultural Operations |
| 532 | SAR | Self-Assessment Report |
| 533 | SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
| 534 | SARS | Severe Acute Respiratory Syndrome |
| 535 | SBLP | SHG-Bank Linkage Programme |
| 536 | SC | Scheduled Caste |
| 537 | SCARDB | State Cooperative Agriculture and Rural Development Bank |
| 538 | SCB | Scheduled Commercial Bank |
| 539 | SCDs | Small Coin Depots |
| 540 | SD | Sustainable Development |
| 541 | SDLs | State Development Loans |
| 542 | SDR | Special Drawing Right |
| 543 | SDS | Special Deposit Scheme |
| 544 | SEB | State Electricity Board |
| 545 | SEBI | Securities and Exchange Board of India |
| 546 | SEFCs | Small Enterprises Financial Centres |
| 547 | SEFT | Special Electronic Funds Transfer |
| 548 | SEZ | Special Economic Zone |
| 549 | SFAC | Small Farmers Agri-Business Consortium |
| 550 | SFC | State Financial Corporation |
| 551 | SFIO | Serious Frauds Investigation Office |
| 552 | SFMS | Structured Financial Messaging System |
| 553 | SGL | Subsidiary General Ledger |
| 554 | SGSY | Swarn Jayanti Gram Swarojgar Yojna |
| 555 | SHG | Self-Help Group |
| 556 | SHPI | Self-Help Promoting Institutions |
| 557 | SIDBI | Small Industries Development Bank of India |
| 558 | SIDC | State Industrial Development Corporation |
| 559 | SIFIs | Systemically Important Financial Institutions |
| 560 | SIPS | Systemically Important Payment Systems |
| 561 | SJSRY | Swarna Jayanti Shahari Rojgar Yojna |
| 562 | SLA | Service Level Agreement |
| 563 | SLAF | Second Liquidity Adjustment Facility |
| 564 | SLBCs | State Level Bankers' Committees |
| 565 | SLEPCS | State Level Export Promotion Committees |
| 566 | SLR | Statutory Liquidity Ratio |
| 567 | SLRS | Scheme for Liberlisation and Rehabilitation of Scavengers |
| 568 | SMEs | Small and Medium Enterprises |
| 569 | SME | Small and Medium Enterprise |
| 570 | SPMCIL | Security Printing and Minting Corporation of India Ltd. |
| 571 | SPV | Special Purpose Vehicle |
| 572 | SR | Security Receipt |
| 573 | SREP | Supervisory Review and Evaluation Process |
| 574 | SRF | Special Refinance Facility |
| 575 | SRMS | Self Employment Scheme for Rehabilitation of Manual Scavengers |
| 576 | SRP | Supervisory Review Process |
| 577 | SSC | Special Sub-Committees |
| 578 | SSI | Small Scale Industry |
| 579 | SSS | Securities Settlement System |
| 580 | ST | Scheduled Tribe |
| 581 | STC | Standing Technical Committee |
| 582 | StCBs | State Co-operative Banks |
| 583 | STCCS | Short-Term Cooperative Credit Structure |
| 584 | STCRE | Short-Term Cooperative Rural Credit |
| 585 | STOs | Sub Treasury Offices |
| 586 | STP | Straight Through Processing |
| 587 | STR | Suspicious Transaction Report |
| 588 | STRIPS | Separate Trading of Registered Interest and Principal of Securities |
| 589 | SWIFT | Society for Worldwide Financial Telecommunication |
| 590 | SWIPS | System-Wide Important Payment System |
| T | ||
| TOP | ||
| 591 | TAC | Technical Advisory Committee |
| 592 | TACMP | Technical Advisory Committee on Monetary Policy |
| 593 | TAFCUB | Task Force for Urban Cooperative Bank |
| 594 | TAG | Technical Advisory Group |
| 595 | TBs | Treasury Bills |
| 596 | TFCI | Tourism Finance Corporation of India |
| 597 | TFP | Total Factor Productivity |
| 598 | ThFC | Thirteenth Finance Commission |
| 599 | TSA | The Standardised Approach |
| 600 | TwFC | Twelfth Finance Commission |
| U | ||
| TOP | ||
| 601 | UBB | Uniform Balance Book |
| 602 | UBD | Urban Banks Department |
| 603 | UCB | Urban Cooperative Bank |
| 604 | UCC | Unsolicited Commercial Communication |
| 605 | UIA | United India Assurance Company Ltd. |
| 606 | UID | Unique Identity |
| 607 | UIN | Unique Identification Number |
| 608 | UTI | Unit Trust of India |
| 609 | UTLBC | Union Territory Level Bankers |
| V | ||
| TOP | ||
| 610 | VAR | Vector Autoregression |
| 611 | VaR | Value at Risk |
| 612 | VCF | Venture Capital Fund |
| 613 | VDP | Village Development Programme |
| 614 | VKC | Village Knowledge Centre |
| 615 | VPN | Virtual Private Networks |
| 616 | VRS | Voluntary Retirement Scheme |
| 617 | VSAT | Very Small Aperture Terminal |
| W | ||
| TOP | ||
| 618 | WADR | Weighted Average Discount Rate |
| 619 | WCTL | Working Capital Term Loan |
| 620 | WEO | World Economic Outlook |
| 621 | WGRFIS | Working Group on Future Role of Financial Institutions |
| 622 | WPI | Wholesale Price Index |
| 623 | WMA | Ways and Means Advances |
| 624 | WOS | Wholly Owned Subsidiary |
| X | ||
| TOP | ||
| 625 | XBRL | Extensible Business Reporting Language |
| 626 | XML | Extensible Markup Language |
| Y | ||
| TOP | ||
| 627 | YTM | Yield to Maturity |
| Z | ||
| TOP | ||
| 628 | ZCYC | Zero Coupon Yield Curve |
| 629 | ZTC | Zonal Training Centre |