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List of Banking Abbreviations
A
B
C
D
E
F
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H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z
S. No.
Abbreviation
Stands For
A
1
AACS
As Applicable to Cooperative Societies
2
ABS
Asset Backed Securities
3
ACH
Automatic Clearing House
4
ACU
Asian Clearing Union
5
AD
Authorised Dealer
6
ADR
Asset Development Reserve
7
AEBC
American Express Banking Corporation
8
AEBL
American Express Bank Limited
9
AFC
Asset Finance Companies
10
AFI
Annual Financial Inspection
11
AFS
Available For Sale
12
AICCCA
Association of Independent Consumer Credit Counselling Agencies
13
AIFIs
All India Financial Institutions
14
AIFI
All-India Financial Institution
15
ALD
Aggregate Liability to Depositors
16
ALM
Asset Liability Management
17
AMA
Advanced Measurement Approach
18
AMC
Asset Management Company
19
AML
Anti Money Laundering
20
ANBC
Adjusted Net Bank Credit
21
APG
Asia Pacific Group
22
APRACA
Asia Pacific Regional Agricultural Credit Association
23
APRs
Annual Performance Reports
24
ARC
Asset Reconstruction Company
25
ARCIL
Asset Reconstruction Company (India) Ltd.
26
AS
Accounting Standard
27
ASEAN
Association of South East Asian Nations
28
ASIC
Australian Securities & Investment Commission
29
ASSOCHAM
The Associated Chambers of Commerce and Industry of India
30
ATM
Automated Teller Machine
B
TOP
31
BC
Business Correspondent
32
BCBS
Basel Committee on Banking Supervision
33
BCP
Business Continuity Planning Process
34
BCP
Basel Core Principles
35
BCSBI
Banking Codes and Standards Board of India
36
BF
Business Facilitator
37
BFS
Board for Financial Supervision
38
BIA
Basic Indicator Approach
39
BIFR
Board for Industrial and Financial Reconstruction
40
BIS
Bank for International Settlements
41
BLA
Bond Ledger Account
42
BO
Banking Ombudsman
43
BoP
Balance of Payments
44
BOS
Banking Ombudsman Scheme
45
BPLR
Benchmark Prime Lending Rate
46
BPO
Business Process Outsourcing
47
BPSS
Board for Regulation and Supervision of Payment and Settlement Systems
48
BRBNMPL
Bharatiya Reserve Bank Note Mudran Private Limited
49
BSE
Bombay Stock Exchange
50
BSC
Balanced Scorecard
51
BSR
Basic Statistical Return
52
BWA
Broadband Wireless Access
C
TOP
53
CA
Concurrent Audit
54
CAB
College of Agricultural Banking
55
CAFL
Centre for Advanced Financial Learning
56
CALCS
Capital Adequacy, Asset Quality, Liquidity, Compliance and System
57
CAMELS
Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control
58
CAR
Capacity Assessment Rating
59
CAS
Central Account Section
60
CAS
Common Accounting System
61
CASA
Current & Saving Accounts
62
CBLO
Colaterised Borrowing and Lending Obligation
63
CBS
Core Banking Solution
64
CBS
Corporate Bond Spreads
65
CCCS
Consumer Credit Counselling Service
66
CCDM
Credit Counselling and Debt Management
67
CCF
Credit Conversion Factors
68
CCIL
Clearing Corporation of India Ltd.
69
CCP
Central Counter Party
70
CCP
Cheque Clearing Policy
71
CCR
Counterfeit Currency Report
72
CCs
Currency Chests
73
CCTV
Closed Circuit Television
74
CDs
Certificates of Deposit
75
CD
Certificate of Deposit
76
CDBS
Currency Disintegration and Briquetting System
77
CDBS
Committee of Direction on Banking Statistics
78
CDBMS
Central Data-base Management System
79
CDF
Cooperative Development Fund
80
CDO
Collateral Debt Obligations
81
CDR
Corporate Debt Restructuring
82
CDRM
Corporate Debt Restructuring Mechanism
83
CDS
Credit Default Swaps
84
CEM
Current Exposure Method
85
CEO
Chief Executive Officer
86
CEOBSE
Credit Equivalent Amount Off-Balance Sheet Exposure
87
CFC
Customer Facilitation Centre
88
CFCAC
Committee on Fuller Capital Account Convertibility
89
CFMS
Centralised Funds Management System
90
CFS
Consolidated Financial Statements
91
CFSA
Committee on Financial Sector Assessment
92
CFSP
Committee on Financial Sector Plan
93
CFSR
Committee on Financial Sector Reforms
94
CFT
Combating Financing of Terrorism
95
CGF
Credit Guarantee Fund
96
CGFS
Committee on Global Financial System
97
CGRA
Currency and Gold Revaluation Account
98
CGTMSE
Credit Guarantee Trust and Micro and Small Enterprises
99
CGTSI
Credit Guarantee Trust for Small Industries
100
CIBIL
Credit Information Bureau of India Limited
101
CIC
Credit Information Company
102
CII
Confederation of Indian Industry
103
CIT
Cash-in-Transit
104
CLCC
Central Labour Co-ordination Committee
105
CLCSS
Credit Linked Capital Subsidy Scheme
106
CLF
Collateralised Lending Facility
107
CMA
Credit Monitoring Arrangements
108
CMBs
Cash Management Bills
109
CMP
Conflict Management Policy
110
CNP
Card not Present
111
COBIT
Control Objectives for Information and related Technology
112
CoR
Certificate of Registration
113
COSMOS
Computerised Offsite Monitoring System
114
CP
Commercial Paper
115
CPADS
Centralised Public Accounts Department System
116
CPC
Cash Processing Centre
117
CPCs
Cheque Processing Centres
118
CPD
Collateralised debt obligation
119
CPE
Customer Premises Equipment
120
CPGRAMS
Public Grievances Redress and Monitoring System
121
CPI
Consumer Price Index
122
CPIO
Chief Public Information Officer
123
CPOS
Central Point of Supervision
124
CPPAPS
Committee on Procedures and Performance Audit on Public Services
125
CPSS
Committee on Payment and Settlement Systems
126
CR
Contingency Reserve
127
CRAR
Capital to Risk-Weighted Assets Ratio
128
CRCS
Central Registrar of Cooperative Societies
129
CRE
Commercial Real Estate Exposure
130
CRISIL
Credit Rating Information Services of India Limited
131
CRM
Customer Relationship Management
132
CRR
Cash Reserve Ratio
133
CSA
Cooperative Societies Act
134
CSC
Common Service Centres
135
CSD
Customer Service Department
136
CSAA
Control Self Assessment Audit
137
CSF
Consolidated Sinking Fund
138
CSGL
Constituent Subsidiary General Ledger
139
CSO
Central Statistical Organisation
140
CSR
Corporate Social Responsibilsity
141
CTR
Cash Transaction Report
142
CTS
Cheque Truncation System
143
CTS
Complaint Tracking Software
144
CVC
Central Vigilance Commission
145
CVPS
Currency Verification and Processing System
D
TOP
146
D&B
Dun & Bradstreet Information Services India (P) Ltd.
147
DAD
Deposit Accounts Department
148
DAPM
Department of Administration and Personnel Management
149
DAPs
Development Action Plans
150
DARPG
Department of Administrative Reforms and Public Grievances
151
DBIE
Database on Indian Economy
152
DBOD
Department of Banking Operations and Development
153
DBS
Department of Banking Supervision
154
DCC
District Consultative Committee
155
DCC
District Coordination Committee
156
DCCB
District Central Cooperative Bank
157
DCM
Department of Currency Management
158
DCRR
Department for Cooperative Revival and Reforms
159
DEAP
Department of Economic Analysis and Policy
160
DEBC
Department of Expenditure and Budgetary Control
161
DEIO
Department of External Investments and Operations
162
DER
Debt Equity Ratio
163
DFI
Development Finance Institution
164
DGBA
Department of Government and Bank Accounts
165
DICGC
Deposit Insurance and Credit Guarantee Corporation
166
DIT
Department of Information Technology
167
DLIC
District Level Implementation Committee
168
DLIC
District Level Implementation and Monitoring Committee
169
DMA
Direct Marketing Agent
170
DMIS
Document Management Information System
171
DNBS
Department of Non-Banking Supervision
172
DNSS
Deferred Net Settlement Systems
173
DOC
Department of Communication
174
DoT
Department of Telecommunications
175
DPSS
Department of Payment and Settlement Systems
176
DR
Disaster Recovery
177
DRI
Differential Rate of Interest
178
DRG
Development Research Group
179
DRIP
District Rural Industries Project
180
DRT
Debt Recovery Tribunal
181
DSA
Direct Sales Agent
182
DSIM
Department of Statistics and Information Management
183
DTA
Deferred Tax Asset
184
DTC
Direct Tax Code
185
DTL
Demand and Time Liability
186
DTL
Differed Tax Liability
187
DvP
Delivery versus Payment
E
TOP
188
EaR
Earnings at Risk
189
EBR
Export Bills Rediscounted
190
EBT
Electronic Benefit Transfer
191
ECB
External Commercial Borrowing
192
ECGC
Export Credit Guarantee Corporation
193
ECM
Economic Capital Model
194
ECR
Export Credit Refinance
195
ECS
Electronic Clearing Services
196
EEA
Exchange Equalisation Account
197
EEFC
Exchange Earners' Foreign Currency
198
EFT
Electronic Fund Transfer
199
EKP
Enterprise Knowledge Portal
200
EME
Emerging Market Economy
201
EMEs
Emerging Market Economies
202
EMS
Estate Management System
203
EoI
Expression on Interest
204
EPCG
Export Promotion Capital Goods
205
ESOP
Employee Stock Option Plans
206
ESRB
European Systemic Risk Board
207
ETF
Empowered Task Force
208
EWS
Early Warning System
209
EXIM Bank
Export Import Bank of India
F
TOP
210
FATF
Financial Action Task Force
211
FAQs
Frequently Asked Questions
212
FBT
Fringe Benefit Tax
213
FCs
Financial Conglomerates
214
FC
Financial Conglomerates
215
FCA
Foreign Currency Asset
216
FCAC
Fuller Capital Account Convertibility
217
FCCB
Foreign Currency Convertible Bond
218
FCL
Flexible Credit Line
219
FCNR
Foreign Currency Non-Resident
220
FCNR (B)
Foreign Currency Non-Resident (Banks)
221
FCI
Food Corporation of India
222
FDI
Foreign Direct Investment
223
FDIC
Federal Deposit Insurance Corporation
224
FEDAI
Foreign Exchange Dealers' Association of India
225
FEMA
Foreign Exchange Management Act
226
FFI
Foreign Financial Institution
227
FFMC
Full Fledge Money Changer
228
FI
Financial Institution
229
FICCI
Federation of Indian Chambers of Commerce and Industry
230
FIEO
Federation of Indian Export Organisations
231
FIF
Financial Inclusion Fund
232
FII
Foreign Institutional Investor
233
FIMMDA
Fixed Income Money Market and Derivatives Association of India
234
FINO
Financial Information Network and Operations
235
FIP
Financial Inclusion Plan
236
FIPB
Foreign Investment Promotion Board
237
FIR
First Information Report
238
FIRC
First International Research Conference
239
FITF
Financial Inclusion Technology Fund
240
FITL
Funded Interest Term Loan
241
FIU-IND
Financial Intelligence Unit - India
242
FLCCs
Financial Literacy and Credit Counseling Centres
243
FLCC
Financial Literacy and Credit Counselling Centres
244
FMC
Financial Markets Committee
245
FMD
Financial Markets Department
246
FMS
Focus Market Scheme
247
FPS
Focus Product Scheme
248
FRA
Forward Rate Agreement
249
FRAs
Forward Rate Agreements
250
FRB
Floating Rate Bond
251
FRBs
Floating Rate Bonds
252
FRBM
Fiscal Responsibility and Budget Management
253
FRLs
Fiscal Responsibility Laws
254
FRMS
Fraud Reporting and Monitoring System
255
FSA
Financial Service Authority
256
FSAP
Financial Sector Assessment Programme
257
FSB
Financial Stability Board
258
FSDC
Financial Stability Development Council
259
FSF
Financial Stability Forum
260
FSI
Financial Soundness Indicator
261
FSR
Financial Stability Report
262
FSS
Farmers' Service Societies
263
FST
Financial Sector Technology
264
FSU
Financial Stability Unit
265
FVA
Fair Value Accounting
G
TOP
266
G 20
Group of Twenty
267
GAAP
Generally Acceptable Accounting principles
268
GB
Gramin Bank
269
GCC
General Credit Card
270
GCCs
General-purpose Credit Cards
271
GCS
Gold Card Scheme
272
GDCF
Gross Domestic Capital Formation
273
GDP
Gross Domestic Product
274
GDR
Global Depository Receipt
275
GFCF
Gross Fixed Capital Formation
H
TOP
276
HAPAs
High Access Precautionary Access
277
HFC
Housing Finance Companies
278
HFT
Held for Trading
279
HLC
High Level Committee
280
HP
Hodrick Prescott
281
HRDD
Human Resources Development Department
282
HRMS
Human Resources Management System
283
HTM
Held to Maturity
284
HVC
High Value Clearing
I
TOP
285
IADI
International Association of Deposit Insurers
286
IAIS
International Association of Insurance Supervisors
287
IAS
Integrated Accounting System
288
IASB
International Accounting Standard Board
289
IASs
Indian Accounting Standards
290
IBA
Indian Banks Association
291
IBPC
Inter-Bank Participation Certificates
292
IBS
International Banking Statistics
293
ICAAP
Internal Capital Adequacy Assessment Process
294
ICAI
Institute of Chartered Accountants of India
295
I-CAT
Institutional Capacity Assessment Tool
296
ICCL
Indian Clearing Corporation Limited
297
ICCOMS
Integrated Computerised Currency Operations and Management Systems
298
ICD
Inter Corporate Deposits
299
ICOR
Incremental Capital Output Ratio
300
ICT
Information and Communication Technology
301
IDBI
Industrial Development Bank of India
302
IDFC
Infrastructure Development Finance Company
303
IDL
Intra-Day Liquidity
304
IDMD
Internal Debt Management Department
305
IDR
Indian Depository Receipt
306
IDRBT
Institute for Development and Research in Banking Technology
307
IES
Integrated Establishment System
308
IFCI
Industrial Finance Corporation of India Ltd.
309
IFCs
Infrastructure Finance Companies
310
IFSC
Indian Financial System Code
311
IFR
Investment Fluctuation Reserve
312
IFRSs
International Financial Reporting Standards
313
IGIDR
Indira Gandhi Institute of Development Research
314
IIBI
Industrial Investment Bank of India
315
IIBM
Indian Institute of Bank Management
316
IIFCL
India Infrastructure Finance Company Limited
317
IIP
Index of Industrial Production
318
ILO
International Labour Organisation
319
IMA
Internal Models Approach
320
IMD
India Millennium Deposit
321
IMF
International Monetary Fund
322
IMGC
Indian Mortgage Guarantee Company
323
INFINET
Indian Financial Network
324
IOs
Inspecting Officers
325
IOSCO
International Organisation of Securities Commissions
326
IPA
Issuing and Payment Agent
327
IPC
Irrevocable Payment Commitments
328
IPDI
Innovative Perpetual Debt Instrument
329
IPO
Initial Public Offering
330
IRA
Investment Revaluation Account
331
IRAC
Income Recognition and Asset Classification
332
IRB
Internal-Ratings Based
333
IRDA
Insurance Regulatory and Development Authority
334
IRDP
Integrated Rural Development Programme
335
IRF
Interest Rate Future
336
IRS
Interest Rate Swaps
337
IS
Information Systems
338
ISO
International Organisation for Standardisation
339
IT
Information Technology
340
ITES
Intra-Group Transactions and Exposures
341
ITGGSM
Internal Technical Group on Government Securities Market
342
ITGI
IT Governance Institute
343
ITIL
Information Technology Infrastructure Library
344
IVRS
Interactive Voice Response System
345
IWG
Internal Working Group
J
TOP
346
JLG
Joint Liability Group
347
JPC
Joint Parliamentary Committee
K
TOP
348
KCC
Kisan Credit Card
349
KCCs
Kisan Credit Cards
350
KLEMS
Capital, Labour, Energy, Material and Services
351
KVIB
Khadi and Village Industries Board
352
KVIC
Khadi and Village Industries Commission
353
KYC
Know Your Customer
L
TOP
354
LAB
Local Area Bank
355
LAF
Liquidity Adjustment Facility
356
LAMPS
Large Adivasi Multi-purpose Co-operative Societies
357
LAN
Local Area Network
358
LIBOR
London Inter-Bank Offered Rate
359
LIC
Life Insurance Corporation of India
360
LME
London Metal Exchange
361
LOBOM
Lower of Book Value or Market Price
362
LoC
Letter of Comfort
363
LOLR
Lender of Last Resort
364
LPA
Long Period Average
365
LTCCS
Long-Term Cooperative Credit Structure
366
LTO
Long Term Operations
367
LTV
Loan-to-Value
M
TOP
368
M3
Broad Money
369
MAP
Monitorable Action Plan
370
MASI
Management Audit and Systems Inspection
371
MBC
Mutual Benefit Company
372
MDB
Multilateral Development Bank
373
MEDP
Micro Enterprise Development Programme
374
MFDEF
Micro Finance Development and Equity Fund
375
MFI
Micro Finance Institution
376
MFIs
Micro-Finance Institutions
377
MFs
Mutual Funds
378
MGCS
Mortgage Guarantee Companies
379
MGNREGA
Mahatma Gandhi National Rural Employment Guarantee Act
380
MIBOR
Mumbai Inter-Bank Offer Rate
381
MICR
Magnetic Ink Character Recognition
382
MIS
Management Information System
383
MJT
Mobile Job Trainer
384
MLFPS
Market Linked Focus Product Scheme
385
MLRO
Money Laundering Reporting Office
386
MMA
Macro Management of Agricultural Scheme
387
MMBCS
Magnetic Media Based Clearing System
388
MMS
Mail Messaging Solution
389
MMS
Multi-Modal Settlement
390
MNBC
Miscellaneous Non-Banking Companies
391
MNSB
Multilateral Net Settlement Batch
392
MoU
Memorandum of Understanding
393
MPLS
Multi-Protocol Layer Switching
394
MSE
Micro & Small Enterprises
395
MSEs
Micro and Small Enterprises
396
MSS
Market Stabilisation Scheme
397
MSMEs
Micro, Small and Medium Enterprises
398
MSME
Micro, Small and Medium Enterprises
399
MSOE
Minimum Standard for Operational Efficiency
400
MSS
Market Stabilisation Scheme
401
MTFPS
Medium Term Fiscal Policy Statement
402
MTM
Mark-to-Market
N
TOP
403
NABARD
National Bank for Agriculture and Rural Development
404
NAV
Net Asset Value
405
NBC
Net Bank Credit
406
NBFCs
Non-Banking Financial Companies
407
NBFC
Non-Banking Financial Company
408
NBFC-ND
Non-Deposit taking Non-Banking Financial Company
409
NBFC- ND-SI
Systemically Important Non-Deposit taking Non-Banking Financial Company
410
NBFI
Non-Banking Financial Institutions
411
NBV
Net Book Value
412
NCAF
New Capital Adequacy Framework
413
NCDs
Non-Convertible Debentures
414
NCEUS
National Commission for Enterprises in Unorganised Sector
415
NCPA
National Centre for Performing Arts
416
NCR
National Capital Region
417
NDC
No Due Certificate
418
NDS
Negotiated Dealing System
419
NDS-OM
NDS Order Matching
420
NDTL
Net Demand and Time Liabilities
421
NECS
National Electronic Clearing Service
422
NEDFi
North Eastern Development Finance Corporation
423
NEFIS
Nationwide Electronic Financial Inclusion System
424
NEFT
National Electronic Funds Transfer
425
NFA
New Financial Architecture
426
NFCC
National Foundation for Credit Counselling
427
NFGBC
Non-food Gross Bank Credit
428
NFR
Non-Financial Reporting
429
NFS
National Financial Switch
430
NFSM
National Food Security Mission
431
NGO
Non-Government Organisation
432
NHB
National Housing Bank
433
NHC
National Housing Credit
434
NIA
New India Assurance Company Limited
435
NIBM
National Institute of Bank Management
436
NIC
National Industrial Credit
437
NIC
National Informatic Centre
438
NIMC
National Implementation Monitoring Committee
439
NKA
Net Capital Account
440
NOC
No Objection Certificate
441
NOF
Net Owned Fund
442
NPA
Note Purchase Agreement
443
NPA
Non Performing Asset
444
NPCI
National Payments Corporation of India
445
NPFA
Non-Performing Financial Assets
446
NPL
Non-Performing Loan
447
NRE
Non-Resident External
448
NR(E)RA
Non-resident (External) Rupee Account
449
NREGA
National Rural Employment Guarantee Act
450
NRI
Non- Resident Indian
451
NSCCL
National Securities Clearing Corporation Limited
452
NSE
National Stock Exchange
453
NSM
Note Sorting Machines
454
NSSF
National Social Security Fund
O
TOP
455
OBE
Off Balancesheet Exposure
456
OBS
Off-balance Sheet
457
OBU
Off-Shore Banking Units
458
ODI
Overseas Direct Investment
459
OECD
Organisation for Economic Co-operation and Development
460
OIS
Overnight Index Swap
461
OLRR
On-line Reject Repair
462
OLTAS
On-line Tax Accounting System
463
OMO
Open Market Operation
464
OPEC
Organisation of the Petroleum Exporting Countries
465
ORFS
Online Returns Filing System
466
OSMOS
Offsite Monitoring System
467
OSS
Offsite Surveillance System
468
OTC
Over the Counter
469
OTS
One Time Settlement
P
TOP
470
PACS
Primary Agricultural Credit Societies
471
PAD
Public Accounts Department
472
PAIS
Personal Accident Insurance Scheme
473
PBR
Principles-based Regulation
474
PCARDB
Primary Cooperative Agriculture and Rural Development Bank
475
PCO
Public Call Office
476
PCPS
Perpetual Cumulative Preference Shares
477
PCR
Provisioning Coverage Ratio
478
PCR
Public Credit Registry
479
PD
Primary Dealer
480
PDI
Perpetual Debt Instruments
481
PDO
Public Debt Office
482
PDS
Public Distribution System
483
PDAI
Primary Dealers Association of India
484
PFM
Pension Fund Management
485
PFRDA
Pension Fund Regulatory and Development Authority
486
PIMC
Project Implementation Monitoring Committee
487
PIO
Principal Inspection Officer
488
PKI
Public Key Infrastructure
489
PLR
Prime Lending Rate
490
PMEGP
Prime Minister's Employment Generation Programme
491
PMLA
Prevention of Money Laundering Act
492
PMRY
Prime Minister Rojgar Yojna
493
PNCPS
Perpetual Non-cumulative Preference Shares
494
POS
Points of Sale
495
PPID
Pilot Project for Integrated Development
496
PPP
Purchasing Power Parity
497
PRGT
Poverty Reduction and Growth Trust
498
PSB
Public Sector Bank
499
PSE
Public Sector Enterprise
500
PSLC
Priority Sector Lending Certificates
501
PSS
Payment and Settlement System
502
PV
Present Value
Q
TOP
503
QIS
Quantitative Impact Assessment
R
TOP
503
RBA
Reserve Bank of Australia
504
RBIA
Risk Based Internal Audit
505
RBS
Risk-Based Supervision
506
RBSC
Reserve Bank Staff College
507
RCPS
Redeemable Cumulative Preference Shares
508
RCS
Registrar of Cooperative Societies
509
RD
Revenue Deficit
510
RDA
Rupee Drawing Arrangement
511
RECS
Regional Electronic Clearing Service
512
REGP
Rural Employment Generation Programme
513
RFA
Revolving Fund Assistance
514
RIDF
Rural Infrastructure Development Fund
515
RKVY
Rashtriya Krishi Vikas Yojana
516
RMA
Royal Monetary Authority
517
RMD
Resource Management Discussion
518
RML
Reverse Mortgage Loan
519
RNBC
Residuary Non-Banking Company
520
RNCPS
Redeemable Non-Cumulative Preference Shares
521
RoA
Return on Assets
522
ROC
Registrar of Companies
523
RoE
Return on Equity
524
RRB
Regional Rural Bank
525
RTGS
Real Time Gross Settlement
526
RTP
Reserve Tranche Position
S
TOP
527
SAA
Service Area Approach
528
SAARC
South Asian Association for Regional Cooperation
529
SACP
Special Agricultural Credit Plan
530
SACRED
Scheme for Agricultural Credit Development
531
SAO
Seasonal Agricultural Operations
532
SAR
Self-Assessment Report
533
SARFAESI
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest
534
SARS
Severe Acute Respiratory Syndrome
535
SBLP
SHG-Bank Linkage Programme
536
SC
Scheduled Caste
537
SCARDB
State Cooperative Agriculture and Rural Development Bank
538
SCB
Scheduled Commercial Bank
539
SCDs
Small Coin Depots
540
SD
Sustainable Development
541
SDLs
State Development Loans
542
SDR
Special Drawing Right
543
SDS
Special Deposit Scheme
544
SEB
State Electricity Board
545
SEBI
Securities and Exchange Board of India
546
SEFCs
Small Enterprises Financial Centres
547
SEFT
Special Electronic Funds Transfer
548
SEZ
Special Economic Zone
549
SFAC
Small Farmers Agri-Business Consortium
550
SFC
State Financial Corporation
551
SFIO
Serious Frauds Investigation Office
552
SFMS
Structured Financial Messaging System
553
SGL
Subsidiary General Ledger
554
SGSY
Swarn Jayanti Gram Swarojgar Yojna
555
SHG
Self-Help Group
556
SHPI
Self-Help Promoting Institutions
557
SIDBI
Small Industries Development Bank of India
558
SIDC
State Industrial Development Corporation
559
SIFIs
Systemically Important Financial Institutions
560
SIPS
Systemically Important Payment Systems
561
SJSRY
Swarna Jayanti Shahari Rojgar Yojna
562
SLA
Service Level Agreement
563
SLAF
Second Liquidity Adjustment Facility
564
SLBCs
State Level Bankers' Committees
565
SLEPCS
State Level Export Promotion Committees
566
SLR
Statutory Liquidity Ratio
567
SLRS
Scheme for Liberlisation and Rehabilitation of Scavengers
568
SMEs
Small and Medium Enterprises
569
SME
Small and Medium Enterprise
570
SPMCIL
Security Printing and Minting Corporation of India Ltd.
571
SPV
Special Purpose Vehicle
572
SR
Security Receipt
573
SREP
Supervisory Review and Evaluation Process
574
SRF
Special Refinance Facility
575
SRMS
Self Employment Scheme for Rehabilitation of Manual Scavengers
576
SRP
Supervisory Review Process
577
SSC
Special Sub-Committees
578
SSI
Small Scale Industry
579
SSS
Securities Settlement System
580
ST
Scheduled Tribe
581
STC
Standing Technical Committee
582
StCBs
State Co-operative Banks
583
STCCS
Short-Term Cooperative Credit Structure
584
STCRE
Short-Term Cooperative Rural Credit
585
STOs
Sub Treasury Offices
586
STP
Straight Through Processing
587
STR
Suspicious Transaction Report
588
STRIPS
Separate Trading of Registered Interest and Principal of Securities
589
SWIFT
Society for Worldwide Financial Telecommunication
590
SWIPS
System-Wide Important Payment System
T
TOP
591
TAC
Technical Advisory Committee
592
TACMP
Technical Advisory Committee on Monetary Policy
593
TAFCUB
Task Force for Urban Cooperative Bank
594
TAG
Technical Advisory Group
595
TBs
Treasury Bills
596
TFCI
Tourism Finance Corporation of India
597
TFP
Total Factor Productivity
598
ThFC
Thirteenth Finance Commission
599
TSA
The Standardised Approach
600
TwFC
Twelfth Finance Commission
U
TOP
601
UBB
Uniform Balance Book
602
UBD
Urban Banks Department
603
UCB
Urban Cooperative Bank
604
UCC
Unsolicited Commercial Communication
605
UIA
United India Assurance Company Ltd.
606
UID
Unique Identity
607
UIN
Unique Identification Number
608
UTI
Unit Trust of India
609
UTLBC
Union Territory Level Bankers
V
TOP
610
VAR
Vector Autoregression
611
VaR
Value at Risk
612
VCF
Venture Capital Fund
613
VDP
Village Development Programme
614
VKC
Village Knowledge Centre
615
VPN
Virtual Private Networks
616
VRS
Voluntary Retirement Scheme
617
VSAT
Very Small Aperture Terminal
W
TOP
618
WADR
Weighted Average Discount Rate
619
WCTL
Working Capital Term Loan
620
WEO
World Economic Outlook
621
WGRFIS
Working Group on Future Role of Financial Institutions
622
WPI
Wholesale Price Index
623
WMA
Ways and Means Advances
624
WOS
Wholly Owned Subsidiary
X
TOP
625
XBRL
Extensible Business Reporting Language
626
XML
Extensible Markup Language
Y
TOP
627
YTM
Yield to Maturity
Z
TOP
628
ZCYC
Zero Coupon Yield Curve
629
ZTC
Zonal Training Centre
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