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Mutual Fund Returns Calculator gives you the option to calculate future value of both lump sum and SIP investment values

Following three (3) Mutual Fund Calculators are provided for Your Mutual Investments, you can select / change from the drop down list- Investment by Monthly Sip with Option for Yearly Top UP in Monthly SIP
- Lumpsum Investment Growth Caclulator
- My Goal - 1 / 3 Crore. Know Monthly SIP you need to accumulate 5 crore by age 50

FAQ viz. What is SIP & SIP Calculator, How to calculate Futre Value of SIP investments, Top-Up Your SIP & Benefits of SIP are also provided here for Mutual Fund Investors

Select MF Calculator |
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Find the future value of your monthly SIP investment with or without yearly top up of your monthly SIP by certian amount starting from 2^{nd} year.

The investor can check future return of SIP value + yearly increase of SIP by Top Up to existing SIP yearly out of his / her annual increase in salary or income. The working of Top up of yearly SIP amount can be understood by a simple example - if a investor enters Monthly SIP Rs. 10000 and enters period of investment as 3 years and chooses Rs 5000 as TOP of SIP every year. It means after one year i.e. from 13th month the SIP will be 10000 + 5000 = 15000 for next 12 months and after 2 years i.e. from 25th to 36 month the SIP will be 15000 + 5000 = 20000. In this case total investment of Rs 5.40 Lac grows to Rs. 614330 at 10% of Expected Yearly Rate of Return entered. Like wise you can plan your investment with addtional contribution from yearly increase in salary for long term investment.

A Systematic Investment Plan (SIP) calculator is an online financial tool that can help to calculate the returns you would earn tentatively on your SIP investments of expected rate of return entered in the calculator. The calculator also tells you how much you would need to invest every month to earn a target corpus (one crore or your any desired amount). Simply, it provides a roadmap to achieve your various financial goals.

This calculator can be highly effective in automatically computing complex financial calculations, without the need for a pen and paper in just a click. You merely need to provide a few inputs, and the calculator arrives at the result in a matter of seconds.

That is the big concern for many investors. The answer is to use a mutual fund SIP calculator online provided here. A SIP return calculator for mutual funds generally requires three input - Monthly investment amount, Investment period and Expected annual returns

Imagine you wish to invest Rs. 5,000 per month for 15 years and your expected rate of return is 10%. You need to input these values in the specified boxes, and the calculator gives you the corpus you would earn. In this case, you would earn a total corpus of Rs. 20.74 lakhs. If you were to increase the investment amount to Rs. 7,000, you would earn Rs. 29.03 lakhs.

A Systematic Investment Plan (SIP) is a disciplined investment approach. Through the SIP route, you invest a fixed amount of money in mutual funds at regular intervals. The aim of investing in mutual funds through SIP is to create wealth in the long run. Since it is a recurring investment process and not a one-off investment, it can help you inculcate the habit of saving and investing. SIP investments can also limit your exposure to the volatilities of the financial market.

In a top-up SIP, you can change the amount of SIP instalment by a fixed amount at pre-defined intervals. For example, if you have been investing Rs. 3000 in an equity fund every month, you can increase your investment to Rs. 4000 through the top-up option. This is an easy way to contribute a higher amount towards your goals as your income rises over the years.

There are several Financial benefits to invest in mutual funds through SIPs, a few important ones are:

- Rupee cost averaging
When you invest through SIP, you don't have to worry about timing the market. SIP investments ensure that you purchase more fund units when the market is low and lesser units when the market is high; this is known as rupee cost averaging. It helps investors to generate relatively reasonable returns without worrying about market volatility.

- Power of compounding
Compounding is the process of earning income on your principal investment plus the income earned. For instance, if you invest Rs. 10,000 in a mutual fund (at 10% interest rate per annum), you gain an interest of Rs. 1,000 at the end of the year. Now, you start making interest not just on the original Rs. 10,000 you invested but also on the Rs. 1,000 you have received as interest. Over time, this can grow into a large corpus of money.

- Simple to invest
Investing in mutual funds through SIPs can be easy. When you decide the amount you wish to invest, merely provide an auto-debit instruction to your bank account. This transfers the investment amount directly to the fund. They are also easy to monitor because the AMC provides you with all the necessary details of your investment clearly and concisely.

The Calculators are designed to assist investors in determining the tentative amount of corpus on the basis of their inputs. These Calculators alone are not sufficient and shouldn't be used for implementation of an investment strategy. The calculator, based on assumed rate of returns, is meant for illustration purposes only and should not be construed as promise on minimum returns and/or safeguard of capital. The examples do not purport to represent the performance of any security or investments in mutual funds (mutual fund investments are subject to market risk). This website does not warrant the completeness or guarantee that the achieved computations are flawless and/or accurate and disclaims all liabilities, losses and damages arising out of the use or in respect of anything done in reliance of the calculator. The users of this site are advised to consult his or her advisor / tax consultant prior to arriving at any investment decision.