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1.Sukanya Samriddhi Yojana (SSY) Calculator
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Sukanya Samriddhi Yojana (SSY) was introduced from FY 2014-15, Under the scheme interest is applied on minimum closing balance between 10th and last day of the month and interest is compounded annually. Click Here for Scheme features

SSY Calculators

  • SSY Year Wise Balance and Interest Calculator - You can calculate SSY account interest and balance at the end of each Financial Year from FY 2015-16. Interest calculations of future periods are based on current interest rates.

    The following calculators commpiled in view of various options of investment available in the scheme which are based on the presumption that the monthly investment is made on or before 10th of every month and the calculations of Interest and maturity value after 21 years are based on current interest rates.

  • Fixed Monthly and Yearly Investment
  • Yearly Variable Investment
  • Variable Yearly Investment - Calculate and Check the Maturity Value if you increase your monthly additional Investment every year by just Rs. 100/- or more.

    Calculate Account Deposit Period and Maturity Date

    View Interest Rates since scheme launched


    SSY Year Wise Balance and Interest Calculator
    Select / Change Financial Year
    SSY Opening Balance as on Ist April
    FY / Month
    		Intt. RateAmount Deposited
    Upto 10th    		Amount Deposited
    After 10th     		Effective Balance*
    For interest Calculation
    Apr.
    May
    June
    July
    Aug.
    Sep.
    Oct.
    Nov.
    Dec.
    Jan.
    Feb.
    Mar.
    Interest for the Financial Year
    Closing Balance at the end of Financial Year


    Calculate Account Deposit Period and Maturity Date
    Enter Account Opening DateDate Month Year
    Date Till Amount can be Deposited
    Account Maturity Date
    (or girl gets married before this date)

    Options to change the below calculator to :- Yearly Variable Investment or to Variable Yearly Investment - Calculate and Check the Maturity Value if you increase your monthly additional Investment every year by just Rs. 100/- or more. from Fixed Monthly and Yearly Investment


    Interest Rate w.e.f. 01.07.19
    		8.4%
    Fixed Monthly and Yearly Investment
    Yearly Variable Investment
    Increase a Fixed Amount Yearly of Monthly Investment
    Select Investment Mode
    Monthly Deposit (max Rs. 12500)
    Enter Girl Child Age

    Summary of Investment on Maturity after 21 Years

    Girl AgeDepositsInterestMaturity AmountReturn on Investment (ROI) %

    *Maximum amount can be deposited Rs.150000 in a financial year. Year wise details of calculations are as under

    Year-wise Calculations Details

    Sukanya Samridhi Yojana Interest Rate / Changed From

    Interest rate For FY 2014-15 fixed at 9.1%

    Interest rate For FY 15-16 fixed at 9.20%

    Interest rate revised w.e.f 01.04.2016 is 8.6%

    Interest rate revised w.e.f. 01.10.2016 is 8.5%

    Interest rate revised w.e.f. 01.04.2017 is 8.4%

    Interest rate revised w.e.f. 01.07.2017 is 8.3%

    Interest rate revised w.e.f. 01.01.2018 is 8.1%

    Interest rate revised w.e.f. 01.10.2018 is 8.5%

    Interest rate revised w.e.f. 01.07.2019 is 8.4%

    Interest rate revised w.e.f. 01.04.2020 is 7.6%

    Interest rate revised w.e.f. 01.04.2023 is 8%

    Account Opening Month

    inttt rates

    Select Account Opening During FY

    Modified : April 1, 2023

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