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Dearness Relief of PSU Bank Pensioners / DA Calculation
Calculate DA Payable from Aug'25 to Jan'26 (Updated on 31.07.25)
Calculate Expected DA from Feb'26 (Updated on 30.09.25)
Now with New Feature - Calculate Expected D.A. on Your Expectation of DA Slabs to be released

NEW - Bank Officer, Clerical, Sub Staff: Pay Scales, PQP, FPP, Special Pay under 12BPS v/s 11 BPS
  • CALCULATE Basic Pension, Monthly Pension, Pension Arrear Payable or Recoverable - Retd. after 01.11.22

    When Bank Retirees / Pensioner's DA is revised in Pension?

    Bank Pensioner's / Retiree's DA is revised in the month of February and August
    Click - Select Button to Change The Calculator
    1. Calculate DA Payable from Aug'25 to Jan'26
    (It displays DA slabs payable before and after DA revision alongwith amount of DA increase)
    2. Calculate Expected DA from Feb'26
    (It displays Expected DA increase and slabs would may become payable) updated on 30.09.25
    3. View Monthwise Pension Drawn
    (Pensioners Can View Monthwise Pension from Nov'07)
    Pensioner's Ex Gratia Calculator
    In terms of Joint note dt.8.3.24 updated for who retired on or after Nov-2002
    Payable from Nov'22
    Date of retirement:
    Enter Basic Pension
    Full Basic Pension (not reduced after commutation)
    Ex-Gratia Payable (per month)
    Ex-Gratia Arrear Payable upto March'24



    (1) DA Calculator - Payable w.e.f. Aug'25 to Jan'26 (in Blue Colour)
    New option for Retirees after 01.11.22 added

    Today i.e. on 31.07.25 CPI for the month of Jun'25 released as 145.00 in May'25 it was 144.00(quite surprisingly / unexpectedly). The DA calculator is updated accordinly. Earlier Govt vide their notification dated 22.10.20 has changed the Consumer Price base year from 2001=100 to 2016=100. Pensioners DA payable from Aug'25 to Jan'26 is calculated on the basis of CPI announced by the Govt for the period from Jan'25 to Jun'25 (DA slabs released to working bank employees in May'25 + the DA slabs would become payable in Aug'25 to them). Accordingly, there is no change in DA Slabs for bank pensioners who retired utpo Oct'22 and for those who reired after 01.11.22 there will be decrease of 0.07% DA (total 21.13%) for the period Aug'25 to Jan'26. Pensioner to calculate your monthly DA, select your Date of Retirement and enter your basic pension before commuation.

    Please Note - New option added in calculator for DA calculation of Retirees after 01.11.22

    Pensioner's DA Calculator
    Payable w.e.f. Aug. 2025
    Date of retirement:
    Enter Basic Pension
    DA Payable Feb25 to Jul'25 (Slabs 2220)
    Revised D A w.e.f. Aug'25(Slabs 2220)
    Difference
    Enter Basic Pension
    DA Payable Feb25 to Jul'25 (Slabs 2083)
    Revised D A w.e.f. Aug'25(Slabs 2083)
    Difference
    Enter Basic Pension
    DA Payable Feb25 to Jul'25 (Slabs 1949)
    Revised D A w.e.f. Aug'25(Slabs 1949)
    Difference
    Ex-Gratia
    Enter Basic Pension
    DA Payable Feb25 to Jul'25 (Slabs 1798)
    Revised D A w.e.f. Aug'25(Slabs 1798)
    Difference
    Ex-Gratia
    Enter Basic Pension
    DA Payable Feb25 to Jul'25 (Slabs 1661)
    Revised D A w.e.f. Aug'25(Slabs 1661)
    Difference
    Ex-Gratia
    Enter Basic Pension
    DA Payable Feb25 to Jul'25 (Slabs 1260)
    Revised D A w.e.f. Aug'25(Slabs 1260)
    Difference
    Ex-Gratia
    Enter Basic Pension
    DA Payable Feb25 to Jul'25 (Slabs 782)
    Revised D A w.e.f. Aug'25(Slabs 782)
    Difference
    Ex-Gratia
    Enter Basic Pension
    DA Payable Feb25 to Jul'25 (21.20%)
    Revised D A w.e.f. Aug'25(21.13%)
    Difference

    (2) Expected DA Calculator - Payable w.e.f. Feb'26 (in Red Colours updated on 31.10.25)
    Calculators updated with new select option 'Retd. after 01:11:2022' for who retired after Nov-2022
    Know 11BPS v/s 10 BPS - Stage to Stage Basis Basic Pay
    Calculate Revised Basic Pension

    The calculators provided hereuner are updated on 31.10.25, on the basis of Govt declared CPI for the month of Jul'25 to Sep'25 with the assumptions of CPI for the next 3 months. Govt has changed the Consumer Price base year from 2001=100 to 2016=100 for Industrial Workers from Oct 2020

    Please note - The pensioner's DA slabs that would become payable for the period from Feb'26 to Jul'26 will be computed on the DA that becomes payable to working bank employees in Nov'25 + the DA would become payable in Feb'26 to them (in other words CPI released / to be releases for the months of Jul'25 to Dec'25)

    We are providing below calculations of expected DA to be payable from Feb'26 on 2 assumptions in 2 calculators as underIn view of ongoing recent rise in price of daily need items / commodities it is too early to predict the actual inflation or CPI index for the coming months. However keeping in view of the present situation the assumptions are made as under for the next coming months (the increase of CPI points are much higher to be expected in coming months in view of recent increase in prices of generally each and every daily needs items, however on a conservative approach we assume as below on seeing the CPI for the month of April 2021)

    Pensioners expected DA payable from Feb'26 to Jul'26 - calculated here on the basis of CPI released + assumptions of CPI to be released for the remaining months :-

    1. On assumptions that there will be an increase of CPI index by 0.50 points each in the next 3 months i.e. Oct'25 to Dec'25 as it is too early to presume the CPI for the these months at this stage, keeping in view of the present geopolitical situation and the rate of inflation is being faced by us. It is a big concern that there is on going regular rise in prices of commonly required items / commodities of daily needs whcih are making month over month difficult to survise falling interest income of pensioners on their deposits. On this assumption of CPI the expected (tentatively) change in in DA Slabs would come to an increase of 56 slabs from Feb'26 for the retirees upto 31.10.2022 and for the retirees after 01.11.2022 it comes to 24.60%

    2. On assumptions that there will be an increase of CPI index by 0.30 points each in the next 3 months i.e. in Oct'25 to Dec'25. On this assumption the expected (tentatively) change in DA Slabs would come to an increase of 53 slabs from Feb'26 for the retirees upto 31.10.2022 and for the retirees after 01.11.2022 it comes to 24.40%

    3. New Feature - Calculate Expected D.A. on Your Expectation of DA Slabs be released - This feature allows pensioners to enter expected DA slabs / CPI Index (+/-) as per their own assumption for calculation of DA as per their own expectation of change in number of DA slabs / index for DA that may become payable from Feb'26


    2. Keeping in view the recent fuel price cut in Nov'18 and Dec'18 in comparision to Oct'18, we are forced to assume that if there may be an decrease of one points in CPI for the month of Dec'18. (however on going to market we still observs that there is no reduction came in the prices of the our daily use necessary items.), in that situation there will be an increase of 70 slabs payable from Feb'19 (in case there if CPI index declines by two points in that situation the tentative increase will be of 69 slabs. However the expected DA calculator is updated with 70 slabs in third assumption.)

    The expected DA calculator is updated every month on release of CPI data and the assumptions accordingly for the remaining months.

    However we agree that it is too early to say the tentative figures of CPI Index for the remaining months but keeping in view of the recent rise in price of fuel and other items, we assume that at least there would be an increase of two points in CPI data for the May-18.

    Disclaimer : This website do not claim its calculation of payable DA / expected DA slabs that would may become payable is full and final. As we do calculations on the basis of available CPI data for DA payable(may vary of one slabs on official announcement of IBA due to rounding of fraction of points). The expected DA is computed on some assumptions of CPI for coming months on the present circustances taht may change at any time. The users are requested to please do inform in case he/she has noticed any error or updation of the official announcements of CPI index, for the correction & updation at this website. We shall welcome your feedback in the matter.

    Modified : Oct 31, 2025

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