| Home Loan Scheme | |
|---|---|
| Borrowers' category | Home Loan interest rate, irrespective of loan limit |
| Women | 10 bps above the Base Rate i.e 10.10% p.a. |
| Others | 15 bps above the Base Rate i.e. 10.15% p.a. |
| SBI Car Loan Scheme | |
| Borrowers' category | Irrespective of loan limit |
| for Women | 0.40% above base rate, i.e. 10.40% p.a., for all tenure |
| for Men | 0.45% above Base Rate, i.e. 10.45% p.a., for all tenure |
| Used Car Loans | |
| Up to 3 years | 7.25% above Base Rate i.e. 17.25% p.a. |
| Above 3 yrs | 7.50% above Base Rate i.e. 17.50% p.a. |
| Certified Pre-owned Car Loan scheme | |
| Up to 3 years | 6.00% above Base Rate i.e. 16.00% p.a. |
| Above 3 yrs | 6.50% above Base Rate i.e. 16.50% p.a. |
| Two- Wheeler Loan | |
| Up to 3 years | 8.25% above Base Rate i.e. 18.25% p.a. |
| SBI Student Loan Scheme | |
| For loans upto Rs.4 lacs | 3.50% above Base Rate, currently 13.50% p.a.
* for Girl Student 0.50% concession in interest rate |
| Above Rs.4 lacs and upto Rs.7.50 lacs | 3.75% above Base Rate, currently 13.75% p.a.
* for Girl Student 0.50% concession in interest rate |
| Above Rs.7.50 lacs | 1.75% above Base Rate, currently 11.75% p.a.
* for Girl Student 0.50% concession in interest rate |
| Xpress Credit | |
| Full Check-off | 300 bps - 350 bps above Base Rate i.e., 13.00 % p.a. - 13.50% p.a. |
| Partial Check-off | 400 bps - 450 bps above Base Rate i.e., 14.00 % p.a. - 14.50% p.a. |
| No check off | 500 bps - 550 bps above Base Rate i.e., 15.00 % p.a. - 15.50% p.a. |
| Loan against Gold Ornaments | |
| 2.50% above Base Rate Floating, currently 12.50% p.a. | |
| Loan against NSCs/ KVPs/ RBI Relief Bonds/ Surrender value of SBI Life/ LIC/ SBI Magnum etc. | |
| 4.50% above base Rate i.e., 14.50%. | |